Omingo Obiko

Digital Financial Services | Photography | Design

ed's bio

Hi, I’m ed and I specialize in Digital Financial Services(DFS). I like photography too. I’m passionate about what I do, and I love to help people. Nothing is more fulfilling than being part of a team with similar interests, and an organization that values its employees. I am currently an Analyst working with DFS Ecosystems group at Microsave.

Experience

Explore my professional history and get to know the companies I worked at and the roles and responsibilities I've been assigned.

05 / 2015 Current

MicroSave - Financial Inclusion Consulting

Analyst - Digital Financial Services

2015 04 / 2015

Bank of Africa - Kenya

Product Development Officer

05 / 2012 2015

Bank of Africa - Kenya

Cards and Multichannel Services

05 / 2008 04 / 2012

Barex Technology

Principal Consultant

08 / 2006 11 / 2006

Fourth Dimension Computer College

Lecturer/Trainer in Computer Programming

05 / 2015 Current

MicroSave - Financial Inclusion Consulting

Analyst - Digital Financial Services

Business Strategy Design business models along with road maps for implementation. Identify market
segments and develop business strategies. Facilitate strategic relationships between key players in markets.
Optimise marketing and communications Product Development Innovate and develop products based
on market research. Identify the right value proposition for different user segments. Plan, implement and monitor structured pilot-tests to optimise learning; and roll-outs to optimise the potential for long-term,
sustainable success. Process Re-engineering and Risk Management Develop process maps, streamline
workflows and customer interface and identify risk. Design and deploy corporate risk management systems.
Optimise and re-engineer processes to lower costs, increase operational efficiency, and minimise risks.
Develop fraud management, client protection and education programmes. Agent Network Development and
Management Improve user experience and help build and manage sustainable agent networks. Costing and
pricing for all participants in the delivery value chain. Develop appropriate liquidity management systems. Optimise monitoring management and marketing of financial products. Conduct customer and channel satisfaction measurement and management surveys. Research and Dissemination Develop in-depth country
level reports to assess financial inclusion landscape and DFS potential. Bring improvements in the Customer
Experience by working with clients to develop strong value propositions for customers and channel partners. Provide some of the most respected field-focused reports on operational challenges and opportunities of
rolling out DFS solutions. Training and Workshops Develop comprehensive and customised agent training
modules. Support The Helix Institute of Digital Finance that offers a range of experiential learning courses.
Convene peer-to-peer exchanges to discuss the real challenges of operationalising digital financial services.

2015 04 / 2015

Bank of Africa - Kenya

Product Development Officer

Monitoring Product performance through quarterly product reviews and analysis Identify areas for
innovation to deliver superior value to customers Prepares product development objectives and schedules
for all phases of product development and introduction to market. Drive the product agenda for all
bank products by facilitating project management and coordination. Conducts marketing analysis to
develop product definitions. Collaborates with a wide variety of functional areas such as sales, marketing
and operations to develop and provide product definitions responsive to customer needs and market
opportunities. Develops and maintains a prioritized list of customer and market requirements for products. Provides financial and marketing justification for product selection and definition. Produces competitive
analysis materials comparing product with its key competitors. Establishes dealer networks and creates
and manages alliances with sales channels. Maintains communications and contacts to collect and
analyze marketing, financial, schedule, and sales information for product line. Assist with managing the
product development process from the concept phase to the post-launch analysis phase. Advise on product
placement and promotion in digital media.

05 / 2012 2015

Bank of Africa - Kenya

Cards and Multichannel Services

First level technical support for Payment Banking, M-banking solutions, multi-payments channel
applications across various platforms. In liaison with the Account Relationship Managers across the
network in Corporate Banking, SME Banking, Retail Banking departments, review the portfolio of their
customers with a view to determining potential clients for e-banking business. Initiate new leads for e-
Banking business, follow up on all leads generated from within and outside the department and successfully conclude all viable leads generated. Make e-banking presentations and demonstrations both to internal &
external customers. Ensure training of all Branches. Consistently generate sales target lists for assigned
branches and telesales team. Manage and monitor performance of branches and assigned portfolios.
Effectively manage attrition of existing portfolios to a minimal level. In conjunction with IT, ensure client
is adequately trained after set up of the client in the system. Continuously analyze the customers needs for
development/introduction of more e-banking solutions to ensure that the Bank has a competitive edge against
its competitors. Implementation and maintenance of Payment Cards Industry Data Security Standard. Participate in the development and testing of new initiatives and solutions related to the Alternate Channels department

05 / 2008 04 / 2012

Barex Technology

Principal Consultant

Strategic Consulting, Web and Support Solutions Developer Set up, administration and maintenance of Fab
Lab Nairobi Web Platform. 09/2011 12/2011 Set up, administration and maintenance of CATHOLIC
ARCHDIOCESE OF NAIROBI Web and Social Media Platform. 03/2011 03/2012 Set up, administration
and maintenance of Information Security Audit and Control Association (ISACA) Kenya Web Platform and
Conference Registration Portal that involved the DBMS and data presentation implementation. 08/2011 -
10/2011 Hardware, Software and Network Support for the AMAL Group of Companies (Including SAGAL
Tours and Travel) 06/2008 12/2010. Setup, Maintenance, Training of EAST AFRICA SCHOOL OF
BUSINESS STUDIES Web and Net-Computing System under Linux Terminal Server Project 09/2009
Development of Alpha Version of M-Pesa Transaction Logging system 01/2010 - 06/2010.

08 / 2006 11 / 2006

Fourth Dimension Computer College

Lecturer/Trainer in Computer Programming

Taught JAVA and PHP Web Development.

Education

See where I spent time studying and gained early knowledge to prepare for my professional life.

2012 2014

Strathmore University

MSc. Mobile Telecommunication and Innovation

2004 2010

University of Nairobi

BSc. Electrical and Electronics Engineering

2000 2003

Strathmore School

O Levels

Skills

A concise list of some of the most valuable professional skills I possess. My tricks of the trade and what I can bring to the table.

Project Planning

Strategic Planning

Marketing Strategy

Telecommunications

Social Media

Management

Integration

Software Project Management

Research

Market Research

Sales Management

Social Media Marketing

Electronic Payments

Customer Service Management

Web Development

Product Development

Customer Service

Photography

Mobile Technology

Mobile Payments

Retail Banking

Business Development

Project Management

Training

Financial Analysis

Business Strategy

Analysis

Banking

Mobile Applications

Testimonials

Hear what some of my clients and colleagues have to say about me after working together on various projects throughout my career.

Mumbi Karanja

worked directly with Edward at Bank of Africa - Kenya

Edward Obiko was a breath of fresh air in the Marketing and Product Development Department at Bank of Africa Kenya. His tech knowledge, ease in finding solutions to hurdles, and willingness to work with effortless zeal is quite impressive. Edward is also a very good writer who puts humor in every article penned. This is one very sharp gentleman.

Wesley Mose Otoso

reported to Edward at Bank of Africa - Kenya

Having worked with Edward directly for 6 months and 2 years in the same institution, I can attest he is very efficient in what he does and I learnt quite a lot from him; innovative ways of completing tasks on time and with professionalism. Edward has fantastic skills of communicating with both customers and back office staff, and due to his dedication and attention to detail, I was greatly inspired to work in the same role.

Contact

Get in touch with me if you would like to do business together, share an idea or just say hello.

Have a question?

Message Me

Blog

Some highlights from my blog

track